The Better Experience Mortgage Specialist See how a better home finance experience makes all the difference to our customers.
Our goal is to bring joy to our mortgage customers by providing a superior customer focused experience. That means making every home financing experience exceptional beyond expectations.
My name is Joe Panepresso and I am a Sr Loan Officer here at FCCB NMLS # 133551 with quite a bit of experience in this industry. I earned my Real Estate license in 1983 and have been a Mortgage Lender since June 1986.
I grew up in Philadelphia and for the last 35 years, I have lived in Bucks County. I am a father of 3 daughters, a grand-pop to 3 youngsters, and have been married for 33 years.
I know how important it is to obtain accurate and timely information, so I keep my laptop and phone with me to ensure prompt communication.
Providing top-notch experienced service and advice tailored to your specific situation is something I take great pride in. I attend most of my closings personally to answer any questions and provide reassurance. You deserve that!
Contact me today to get started!
Are you tired of renting? Do you want the flexibility of owning a new house? Are you a first-time home buyer but need help figuring
We suggest you talk to a mortgage broker 6-12 months before you plan to purchase a new home or refinance an existing home. This allows the time required to gather all the paperwork required, assess your credit and make appointments to discuss what you need and want in a mortgage. Most of our lenders will guarantee an interest rate for 120 days before a closing date.
There are three main factors that come into play when being approved for a mortgage: